{"id":117,"date":"2019-03-22T09:34:59","date_gmt":"2019-03-22T09:34:59","guid":{"rendered":"http:\/\/62.233.124.244\/~hamnett\/news\/?p=117"},"modified":"2020-01-07T11:42:11","modified_gmt":"2020-01-07T11:42:11","slug":"westside-article-april-2019","status":"publish","type":"post","link":"https:\/\/www.hamnettwealth.com\/news\/westside-article-april-2019\/","title":{"rendered":"Westside Article &#8211; April 2019"},"content":{"rendered":"\n<p>April 6<sup>th<\/sup> 2019 sees the start of the new tax year and is an excellent time to spring clean your financial arrangements.&nbsp; Here\u2019s Hamnett Wealth Management\u2019s suggested to do list:<\/p>\n\n\n\n<p><strong>1. Maximise your tax-free saving allowances<\/strong><\/p>\n\n\n\n<p>If you\u2019ve money to save, but haven\u2019t used up your ISA allowance, make sure you take advantage of this tax-free form of investment.&nbsp; Equally, ensure you\u2019re making the most of allowances on your pension contributions to cut your tax bill.<\/p>\n\n\n\n<p><strong>2. Take control of your pension arrangements<\/strong><\/p>\n\n\n\n<p>Whether you\u2019re looking to set up a pension, save money on annual management charges or to reduce fees on expensive pension plans, review your current pension arrangements to see if they\u2019re likely to help you achieve your retirement goals.<\/p>\n\n\n\n<p><strong>3. Review your investments<\/strong><\/p>\n\n\n\n<p>Markets have been volatile over the last 12 months. With fast changing political events affecting markets, it\u2018s imperative that your portfolio and pensions are strategically invested to profit from uncertainty and protect yourself from market shocks.<\/p>\n\n\n\n<p><strong>4. Plan for the future<\/strong><\/p>\n\n\n\n<p>Safeguard against unexpected future events spoiling your final wishes by setting up a trust alongside your will.&nbsp; Trusts come in a variety of forms and can help lower potential inheritance tax bills as well as give extra guarantees&nbsp; that loved ones will be looked after.<\/p>\n\n\n\n<p>Appoint a lasting power of attorney so loved ones can act in accordance with your best interests and wishes as they are now.&nbsp; There are two different lasting powers of attorney to consider \u2013 one to look after your health and the other your finances.<\/p>\n\n\n\n<p><strong>5. Brace for Brexit but\u2026<\/strong><\/p>\n\n\n\n<p>\u2026don\u2019t be tempted to make any rash decisions. It\u2019s important to remember that when the financial landscape changes, to not respond would be a missed opportunity. We recommend you seek advice from a professional <strong>Independent Financial Adviser<\/strong> to review your investments and ensure that your current financial plan is still working for you now and will continue to do so in the future.<\/p>\n\n\n\n<p>Hamnett Wealth Management are Chartered Independent Financial Advisers who offer unbiased, expert financial planning advice and a working towards becoming a dementia friendly business.&nbsp; Jonathan Rowley, Director and Chartered Financial Planner, is also an associate member of SOLLA. SOLLA helps people and their families in finding trusted accredited financial advisers who understand financial needs in later life.<\/p>\n\n\n\n<p>We offer a free initial face-to-face consultation where we\u2019ll assess your needs and explain how we can help. You\u2019re always welcome to call into our office on Baslow Road, Totley or we can visit you in the comfort of your own home.\u00a0 Call us now on 0114 235 3500.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>April 6th 2019 sees the start of the new tax year and is an excellent time to spring clean your financial arrangements.&nbsp; Here\u2019s Hamnett Wealth Management\u2019s suggested to do list: 1. Maximise your tax-free saving allowances If you\u2019ve money to save, but haven\u2019t used up your ISA allowance, make sure you take advantage of this &hellip; <a href=\"https:\/\/www.hamnettwealth.com\/news\/westside-article-april-2019\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Westside Article &#8211; April 2019&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-117","post","type-post","status-publish","format-standard","hentry","category-advertorial"],"_links":{"self":[{"href":"https:\/\/www.hamnettwealth.com\/news\/wp-json\/wp\/v2\/posts\/117","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hamnettwealth.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hamnettwealth.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hamnettwealth.com\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hamnettwealth.com\/news\/wp-json\/wp\/v2\/comments?post=117"}],"version-history":[{"count":2,"href":"https:\/\/www.hamnettwealth.com\/news\/wp-json\/wp\/v2\/posts\/117\/revisions"}],"predecessor-version":[{"id":251,"href":"https:\/\/www.hamnettwealth.com\/news\/wp-json\/wp\/v2\/posts\/117\/revisions\/251"}],"wp:attachment":[{"href":"https:\/\/www.hamnettwealth.com\/news\/wp-json\/wp\/v2\/media?parent=117"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hamnettwealth.com\/news\/wp-json\/wp\/v2\/categories?post=117"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hamnettwealth.com\/news\/wp-json\/wp\/v2\/tags?post=117"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}