Need advice on Pension freedoms and Defined Benefit Pension schemes?

More and more Pension schemes are offering very large transfer values for deferred members to transfer out of their Pension scheme. However, before you take any action, you need to ask yourself whether you know if their offer is fair value or not.

Should you be offered a transfer value, which can easily be more than the value of your house, it is imperative that you take independent financial advice from a recognised Pension Transfer Specialist. Not all advisors are qualified and licenced to advise on these matters. Hamnett Wealth Management are. We are your local, established Independent Financial Advisors. We are highly qualified and up to date with the latest legislation and are authorised and regulated by the Financial Conduct Authority.

Our Pension Review Service allows you to consider the valuable benefits that would be lost on a transfer out. Once you’ve transferred out there is no going back. This could be the biggest financial decision you will ever make in your life. It is imperative you make the right choice. No two people are the same and you shouldn’t be blinded by big figures and the thought of free money. You’ve worked hard to build up these benefits so you should be careful not to blow it.

Hamnett Wealth Management’s Pension Review Service takes into account your personal financial situation, your health, family situation and critically your attitude to risk and capacity for loss. By focusing on your needs for income, capital and flexibility in retirement, we can make a formal recommendation on what you should do.

We offer a free impartial face-to-face meeting where we will assess your current situation. You are welcome to call into our office on Baslow Road, Totley or we can visit you in the comfort of your own home.

Financial planning can be complicated but at Hamnett Wealth Management, we speak in plain English and explain everything comprehensively. We try to make everything as simple and easy as we possibly can. We encourage you to ask as many questions as you need until you are comfortable and able to make an informed decision.

If you feel you could benefit from talking to an Independent Financial Adviser, please contact Hamnett Wealth Management on 0114 235 3500 for a free initial review meeting.