Our Chartered status

chartered-slider-sml

What a great way to be able to kick off our new blog section of the website by announcing our Chartered status.

Chartered status is an objective mark of professional standing among all professions. It is awarded to firms who can demonstrate commitment to developing knowledge, enhancing capability and maintaining ethical standards.

We have always prided ourselves on being thoroughly professional in everything we do, and to receive external recognition in this way is very gratifying. It signals our commitment to the highest levels of service to our customers.”

To retain our title we must ensure the advice, service and ongoing support we provide to you are of the highest quality.

Our advice must be based solely on your researched needs, and provided by someone competent to discuss products and services that meet your requirements.

  • We ensure our technical and professional knowledge and competence through professional qualifications.
  • We keep our knowledge and skills up-to-date through continuing professional development.
  • And our staff must be members of the Personal Finance Society (the financial planning arm of the CII Group) and comply with its Code of Ethics, which is enforced through disciplinary sanctions.

Our Chartered title means a lot to us. It was not easily achieved, and it takes continuous investment in customer service and commitment to professionalism to maintain.

To date, fewer than 700 firms have achieved Chartered status, indicating that this is a highly exclusive award reserved for the leading firms within the financial advice market.

Hamnett Wealth Management is Awarded Chartered Status

The Chartered Insurance Institute (CII) has awarded the prestigious ‘Chartered Financial Planners’ title to Hamnett Wealth Management Ltd, one of Sheffield’s leading providers of independent financial advice.

Chartered status is an exclusive title only awarded to firms which meet rigorous criteria relating to professionalism and capability. All Chartered Financial Planners commit to the CII’s Code of Ethics, reinforcing the highest standards of professional practice in their business dealings.

Hamnett Wealth Management Ltd have been providing unbiased, reliable and trusted personal Financial Advice and Investment Advice since 1988. They offer a comprehensive range of unbiased financial advice services for individuals, business owners and trustees across a number of financial planning areas.

Jonathan Rowley, Director, who holds the individual Chartered Financial Planner title, says that securing Chartered Financial Planners status is a landmark for the company: “We have always prided ourselves on being thoroughly professional in everything we do, and to receive external recognition in this way is very gratifying. As Chartered Financial Planners, we can signal our commitment to the highest levels of service to our customers.”

To date, fewer than 700 firms have achieved Chartered status, indicating that this is a highly exclusive award reserved for the leading firms within the financial advice market.

Westside Article – December 2017

How much do you value £40,000?
As Oscar Wilde once wrote: ‘A cynic is someone who knows the price of everything and the value of nothing.’ “When it comes to their hard-earned money, people are right to be careful but how much value would you put on receiving financial advice?” asks Phil Smith, Director of Hamnett Wealth Management.

Research suggests that people who take professional financial advice will end up, on average, over £40,000 better off than those who don’t.

People only spend money on the things they value. Financial advice is no different. A recent research report by the International Longevity Centre UK found that those who take professional advice are likely to accumulate more financial and pension wealth, and that those in retirement are likely to have more income – particularly at older ages.

“This will come as no surprise to our clients” says Phil. “We have been adding value and security to our client’s financial affairs for many years. We build long-term relationships with our clients based on trust and mutual respect. Whether you are approaching retirement and want to understand the very best options in relation to your pension, or you’re trying to ensure your savings are working hard to grow or help support your income, we can help.”

At Hamnett Wealth Management we take time to understand your individual needs, aims and objectives. We know that ‘one size doesn’t fit all’ and we tailor our advice and recommendations to ensure that the money you have worked hard for all your life now works hard for you. We are Independent Financial Advisers. This means we make our recommendations based on solutions from the whole of the market place and we are not restricted in the advice we provide.

If you would like to find out how Hamnett Wealth Management can add value to your financial situation, please give us a call on 0114 235 3500. You are welcome to call into our office on Baslow Road, Totley or we can visit you in the comfort of your own home.

Everyone at Hamnett Wealth Management would like to wish all readers of Westside a very Merry Christmas and a prosperous New Year.

Jonathan and Phil from Hamnett Wealth Management recently took part in a star-studded golfing event hosted by BBC presenter and patron of The Children’s Hospital Charity, Dan Walker, raising over £50,000 for Sheffield Children’s Hospital. Jonathan said: “We’re always incredibly proud to take part in this fantastic event and to support such a worthwhile charity.” The event raised funds for a SPECT CT scanner which will play a key role in the hospital’s delivery of nuclear medicine. To support the charity, please visit www.tchc.org.uk

Westside Article – October 2017

Need advice on Pension freedoms and Defined Benefit Pension schemes?

More and more Pension schemes are offering very large transfer values for deferred members to transfer out of their Pension scheme. However, before you take any action, you need to ask yourself whether you know if their offer is fair value or not.

Should you be offered a transfer value, which can easily be more than the value of your house, it is imperative that you take independent financial advice from a recognised Pension Transfer Specialist. Not all advisors are qualified and licenced to advise on these matters. Hamnett Wealth Management are. We are your local, established Independent Financial Advisors. We are highly qualified and up to date with the latest legislation and are authorised and regulated by the Financial Conduct Authority.

Our Pension Review Service allows you to consider the valuable benefits that would be lost on a transfer out. Once you’ve transferred out there is no going back. This could be the biggest financial decision you will ever make in your life. It is imperative you make the right choice. No two people are the same and you shouldn’t be blinded by big figures and the thought of free money. You’ve worked hard to build up these benefits so you should be careful not to blow it.

Hamnett Wealth Management’s Pension Review Service takes into account your personal financial situation, your health, family situation and critically your attitude to risk and capacity for loss. By focusing on your needs for income, capital and flexibility in retirement, we can make a formal recommendation on what you should do.

We offer a free impartial face-to-face meeting where we will assess your current situation. You are welcome to call into our office on Baslow Road, Totley or we can visit you in the comfort of your own home.

Financial planning can be complicated but at Hamnett Wealth Management, we speak in plain English and explain everything comprehensively. We try to make everything as simple and easy as we possibly can. We encourage you to ask as many questions as you need until you are comfortable and able to make an informed decision.

If you feel you could benefit from talking to an Independent Financial Adviser, please contact Hamnett Wealth Management on 0114 235 3500 for a free initial review meeting.

Westside Article – August 2017

Uncertainty Bringing Fear? Talk to Hamnett Wealth Management.

So the UK has just voted in the General Election and the Brexit negotiations have begun for us to leave the EU and as expected, we are seeing the repercussions across the fiscal system. In this fast changing climate of political instability, uncertainty can bring fear. As trusted Independent Financial Advisors, we’ve been taking calls from clients concerned with what this all means for them and whether now is the best time to invest.

Our advice is don’t be tempted to make any rash decisions. However, it’s important to remember that when the financial landscape changes, to not respond would be a missed opportunity. We recommend you seek advice from a professional Independent Financial Adviser to review your investments and ensure that your current financial plan is still working for you now and will continue to do so in the future.

Investment values have risen well in the last 12 months but volatility has been high. With politics affecting markets, it is imperative that your portfolio and pensions are strategically invested to profit from uncertainty and protect yourself from market shocks. If you’re nervous then we can help stagger your investments to reduce any shock in the short-term but ensure that you see real competitive growth in the long-term.

We can also advise you on maximising your tax-free saving allowances. Savers are now able to save tax-free to the tune of £20,000 pa. This can be held in a combination of both cash and stocks and shares. There is also the new Lifetime ISA for individuals aged 18 to 40 where for every £4 you invest, the Government adds £1.

Jonathan Rowley, Director of Hamnett Wealth Management, said: “Over the coming months, Britain’s future will become clearer and we will keep up-to-date with any changes to legislation and policies so we can provide the best possible advice to our clients. There is a lot of speculation at the moment about what could happen but we pride ourselves on dealing with the facts and explaining everything to our clients in plain English.”

Hamnett Wealth Management is a local, independent financial advice company who’ve been helping people since 1988. We are small enough to care about each and every one of our valued clients, building trust and long-lasting relationships, yet we are large enough to provide specialist financial planning advice on your pensions, investments, inheritance tax and estate planning needs.

If you feel you could benefit from talking to an Independent Financial Adviser, please contact Hamnett Wealth Management on 0114 235 3500 for a free initial review meeting.

Westside Article – June 2017

Hamnett Wealth Management offer a free impartial face-to-face meeting where we will assess your current provision. We offer unbiased, expert financial planning advice and take time to understand your specific requirements, aims and financial objectives to ensure your future is secure. You are welcome to call into our office on Baslow Road, Totley or we can visit you in the comfort of your own home.

Hamnett Wealth Management are your local, long-time established Independent Financial Advisors. We are highly qualified and up to date with the latest legislation and are authorised and regulated by the Financial Conduct Authority. Our commitment to service means that we will regularly review your financial plan to ensure it is continually working for you.

Financial planning can be complicated but at Hamnett Wealth Management, we speak in plain English and explain everything comprehensively. We try to make everything as simple and easy as we possibly can. We encourage you to ask as many questions as you need until you are comfortable and able to make an informed decision.

Take control of your financial future today with Hamnett Wealth Management. Call us now on: 0114 235 3500 or email us at: advice@hamnettwealth.com

Hamnett Wealth Management are pleased to announce that The Children’s Hospital Charity is our nominated charity for 2017. For every person who responds to this article and quotes ‘Westside’ when contacting us, we will donate to the charity. More information on the charity is available at http://www.tchc.org.uk/

Hamnett Wealth Hosts Beer, Bubbles and Brexit Night with Justin Urquhart Stewart

We recently hosted an evening of Beer, Bubbles and Brexit at the Cross Scythes, Totley, for clients, colleagues and contacts.

The main speaker at the event was Justin Uruqhart Stewart, Co-Founder and Head of Corporate Development at Seven Investment Management (7IM). Justin is a regular commentator and columnist in the media and is affectionately known as the ‘man with red braces’.

Jonathan Rowley, Director at Hamnett Wealth Management, said: “We are extremely grateful to Justin for coming to speak at our event. His speech about the investment market following Brexit and his outlook for the future was both informative and humourous. All of our guests had a thorougly enjoyable evening – the night was a great sucess.”

A raffle held on the night raised £275 for the Sheffield Children’s Hospital Charity which is Hamnett Wealth Management’s chosen charity for 2017.

Hamnett Wealth Management have been providing unbiased, reliable and trusted personal Financial Advice and Investment Advice since 1988. We offer a comprehensive range of unbiased financial advice services for individuals, business owners and trustees across a number of financial planning areas.

Westside Article – April 2017

April 6th 2017 sees the start of the new tax year and is an excellent time to review your existing financial arrangements. World events seem to be happening at a quickening pace so it is imperative that you ensure your investment portfolio is correctly structured and you are organised to take advantage of changes in legislation.

For example, are you aware of the rise in the tax-free limit for ISAs? From this month, savers will be able to save tax-free to the tune of £20,000 pa. This can be held in a combination of both cash and stocks and shares. Also the 6th April sees the introduction of a new Lifetime ISA for Individual aged 18 to 40. For every £4 you invest the Government adds £1. We can discuss the finer details and also where you can invest the funds.

Now is also the time to question your current financial advisor. Do you know what they are charging you in fees? Recent press reports have highlighted several cases of people moving their portfolios and pensions from a certain provider because they have been subjected to high fees, poor service and a lack of transparency.

If you require a second opinion on your financial planning, Hamnett Wealth Management offer a free impartial face-to-face meeting where we will assess your current provision. We offer unbiased, expert financial planning advice and take time to understand your specific requirements, aims and financial objectives to ensure your future is secure. You are welcome to call into our office on Baslow Road, Totley or we can visit you in the comfort of your own home. We work across Sheffield and north-east Derbyshire.

Hamnett Wealth Management are your local, long-time established Independent Financial Advisors. We are highly qualified and up to date with the latest legislation and are authorised and regulated by the Financial Conduct Authority. Our commitment to service means that we will regularly review your financial plan to ensure it is continually working for you.

Financial planning can be complicated but at Hamnett Wealth Management, we speak in plain English and explain everything comprehensively. We try to make everything as simple and easy as we possibly can. We encourage you to ask as many questions as you need until you are comfortable and able to make an informed decision.

Take control of your financial future today with Hamnett Wealth Management. Call us now on: 0114 235 3500.

Westside Article – February 2017

New Year’s Resolutions you need to keep… The start of a New Year is the time when we all resolve to change something – whether it’s to lose weight or join a gym – but what about ensuring our finances are fit and healthy? At Hamnett Wealth Management, we think now is the ideal time to review your existing financial arrangements. Here are our 3 suggested resolutions for 2017:

Take control of your pension arrangements – Whether you’re looking to set up a pension, save money on annual management charges or to reduce fees on expensive pension plans, make sure you review your current pension arrangements to see whether they are likely to help you achieve your retirement goals.

Maximise your tax-free saving allowances – The 5th of April is just around the corner – the date by which you should have finalised any tax-efficient savings plans and pension issues. If you have money to save, but have yet to use up your ISA allowance, make sure you take advantage of this tax-free form of investment. Equally, ensure you’re making the most of allowances on your pension contributions to cut your tax bill.

Review your investments – Investment values have risen well in the last 12 months but volatility has been high. With fast changing political events affecting markets, it is imperative that your portfolio and pensions are strategically invested to profit from uncertainty and protect yourself from market shocks.

Hamnett Wealth Management offer unbiased, expert financial planning advice. Our professional, qualified Independent Financial Advisers take time to understand your specific requirements, aims and financial objectives to ensure your future is secure. We work with you to produce your very own bespoke financial plan. Our commitment to service also means that we will regularly review your financial plan to ensure it is continually working for you.

Financial planning can be complicated but at Hamnett Wealth Management, we speak in plain English and explain everything comprehensively. We try to make everything as simple and easy as we possibly can. We encourage you to ask as many questions as you need until you are comfortable and able to make an informed decision.

Take control of your financial future today with Hamnett Wealth Management. We offer a free initial face-to-face consultation where we will assess your needs and explain how we can help. Call us now on 0114 235 3500.